Customized Investment Solutions:
How do your investments integrate with your overall financial plan? When was the last time you rebalanced your investment portfolio? Have you looked at all of your investments in one place?
The TrueWealth Advising Team offers customized strategies focused on your goals, risk tolerance, and time horizon. Whether the portfolio is curated and managed by a TrueWealth Adviser or a professionally managed investment platform; TrueWealth Advising Group can accommodate all types of investors.
The TrueWealth Advising Team advises individuals and business owners as to stocks, bonds, ETFs, CDs, mutual funds, fixed, indexed, and variable annuities, alternative investments such as Real Estate Investment Trusts (REITs) and more. Many different types of accounts are available to our clients including qualified and non-qualified retirement plans, traditional IRA, Roth IRA, 529, and UTMA/ UGMA to name a few.
Before opening an investment account, each client completes a Risk Profile with detailed questions about the investor’s attitude and reaction to risk and market volatility. Additional information is requested regarding the overall financial plan, primary investment goals, tax rate, household expenses, liabilities and income.
Emotional reactions and assumptions can impact the bottom line. A TrueWealth Investment Adviser’s critical role is to act as a coach when it comes to investor behavior. Three common yet dangerous investor behaviors include:
Loss Aversion – investor is more concerned with avoiding loss than with acquiring gains.
Herding – It’s easy to be swayed by peers and that can lead to rash financial decisions. Going with the crowd (known as herding) can derail strategic plans and gains.
Deviating from Your Strategy – a long term plan requires discipline. The average investor only retains their investment between 3-5 years. Reacting to short term market conditions without considering long term ramifications can reduce portfolio returns.
TrueWealth Advisers are committed to proactive communication with their clients. This includes phone calls, email correspondence, in person review meetings and regular account updates. Rebalancing of accounts is of the utmost importance and is done on a regular basis for our investment clients.
We have a multitude of institutional investment platforms to choose from when it comes to client’s investable assets. TrueWealth advisers also have the capability of choosing the optimal institutional strategist to oversee the client’s portfolio. Several of the institutional strategists we have to choose from include:
- American Funds (Capital Group)
- Brinker Capital
- Russell Investment Group
- Symmetry Partners